12 Best Budget Apps For Teens

Are you a teen looking for ways to manage your money better? Look no further than the best budget apps for teens.

It’s never too early to save and manage your money, so as a teen, it’s best to get started as soon as possible.

The key to every budget is to take action and let’s face it, we are just human, so we are forgetful and lazy, and with all honesty, sometimes saving money isn’t that high a priority for us.

I will make it super simple for you to save some of your hard-earned cash with one word, automation.

That’s it. A set-it-and-forget-it mentality when it comes to saving money is a good thing to get you started breaking old bad habits and forming new good ones.

Let’s look at 12 awesome budget apps for teens to use that will help you get started on the right path to saving money!

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    Greenlight App For Teens

    Greenlight App For Teens

    One of the best budget apps for teens to use to manage their money is Greenlight.

    Greenlight is much more than a simple budgeting app; it’s more of a bank account that parents have complete control over.

    As a parent, you can give your teens a Greenlight debit card and load it with money for them to make purchases and monitor all spending.

    With Greenlight, teens can also put money into savings where they can set goals such as getting a car, college, etc… and earn up to 5% in interest!

    Plus, parents can set up deposits to their teen’s Greenlight account for chores or weekly allowance.

    Greenlight also lets teens start investing in the stock market to broaden their financial knowledge and have a chance to make more money! 

    Parents have complete control over their teen’s investments and must approve every investment.

    Greenlight has three plans, Core which is $4.99 a month; Max, which is $9.98 a month; and Infinity which is $14.98 a month.

    Each plan offers different features, so compare these plans and find the right option for you!



    Similarly to Greenlight, FamZoo is a debit card designed for teens that parents have complete control over.

    FamZoo doesn’t have all the bells and whistles that Greenlight offers, but if you are looking for a simple way to manage your teen’s money, then FamZoo can definitely work for you.

    Plus, it’s cheaper than Greenlight if you pay annually!

    As a teen, you will get a debit card that you can use to make purchases, request money, set savings goals, etc…

    As a parent, you will have complete control over your teen’s FamZoo account, where you can load money automatically for allowance or chores, track spending, etc…

    FamZoo is one of the best budget apps for teens to use, so definitely consider it!

    Mint Budget App

    Mint Budget App

    One of the best budget apps for teens and one of the most popular apps to use is Mint.

    Mint is an excellent app for teens to budget and manage their money!

    It’s more complicated and involved than other apps on this list, so it’s geared toward older teens, but it’s definitely worth checking out.

    With Mint, you can link all your financial account to get an overview of your finances in one app.

    You can then set up budgets for different categories in Mint to monitor your spending more efficiently!

    Along with keeping track of your cash flow, Mint will also help with bill negotiation to lower your bills.

    Mint is definitely a budget app that teens should check out! 

    GoHenry App

    GoHenry App

    An app that is very similar to Greenlight is GoHenry, and it’s definitely worth considering.

    GoHenry is much more than just a budget app; it’s a finance app with a debit card designed for kids and teens.

    It empowers parents to teach their children the value of money, budgeting, and saving in a safe and controlled environment.

    With GoHenry, parents can set spending limits, assign chores, and track their children’s spending habits.

    The app also offers educational tools and resources to help kids learn about financial responsibility.

    I highly recommend checking out GoHenry to use one of the best teen budget apps!

    Step Budgeting App

    Step Budgeting App

    If you are a parent that wants to give your teen a financial head start but also has control over their finances, Step is a great app to consider.

    Step is a fantastic budget app for teens because it helps them manage their money in a simple and straightforward way.

    With Step, teens can easily track their spending and savings, set financial goals, and even earn rewards for saving money.

    The app also offers helpful tips and resources for building good financial habits, such as saving for emergencies and planning for the future.

    Plus, Step is entirely free to use, making it an accessible and valuable tool for young people who are just starting to learn about money management!

    Step is one of the best money management apps for teens, so I highly recommend checking it out!

    Copper App

    Copper App

    Another great banking app is Copper, which teaches kids and teens intelligent spending habits and gives them a start toward a successful financial life.

    Copper banking app is one of the best options for teenagers because of its focus on financial education and responsibility.

    The app offers a variety of tools that help users keep track of their spending, set savings goals, and learn about money management. 

    Additionally, Copper provides a debit card that parents can monitor and control, ensuring teens spend their money wisely. 

    The Copper banking app empowers young people to take control of their finances and develop healthy financial habits, so it’s definitely worth checking out!

    Acorns For Teens

    Acorns For Teens

    You have probably heard of the Acorns app before, the investing app, so why is it on this list?


    As a teen, you can get an Acorns Early account, an investment account designed for kids and teens.

    It offers tax-advantaged investment accounts that can be opened for children as young as newborns.

    The program automatically invests your money into a diversified portfolio of ETFs based on your child’s age and goals.

    Acorns Early also offers educational resources and tools to help parents teach their children about money management.

    This is an excellent option for parents who want to save for their children’s future early on!

    Savings Spree

    Savings Spree

    While Savings Spree is a game app, it is great for kids and young teens to learn about finances.

    The app is designed to help kids and teens develop good financial habits, such as saving money, budgeting, and tracking expenses.

    The app makes financial management fun and exciting with an easy-to-use interface and engaging graphics.

    Additionally, Savings Spree offers a variety of features, such as quizzes, games, and challenges that help teens learn about money management in a fun and interactive way.

    While the app won’t help you to budget your money, it will teach you the best ways to do so!

    However, the app is not free; it costs $5.99, which might or might not be worth it, so just think about it. 

    Stash App

    Stash App

    One of the best budget apps for teens to use is Stash.

    Stash is a popular banking and investing app that offers a custodial account where parents can open an account for their children.

    With its user-friendly interface and educational resources, Stash makes it easy for young people to learn about investing and start building their portfolios.

    Teens can choose from a wide range of investment options, including stocks, ETFs, and bonds, and can invest as little as $5 at a time.

    Stash also offers a variety of features, such as automatic investments and personalized guidance, to help teens make informed investment decisions.

    There are two plans to choose from, Stash Growth which is $3 a month, and Stash Plus, which is $9 a month.

    Stash Plus offers more features, but you might not need these features, so compare the two and choose the best option for you.

    UNest Budget Apps For Teens

    UNest Budget Apps For Teens

    A fantastic app for teens to set up a budget is UNest.

    Due to its user-friendly interface and ability to help young people save for their future, it definitely deserves a spot on this list.

    With UNest, teens can easily create a savings account for college or other major life expenses.

    Not only can you save money, but you can also invest money for college, buying a car, getting your first apartment, etc…

    The app also provides helpful tips and resources for financial planning, making it a valuable tool for young adults who want to take control of their finances.

    However, UNest is more geared towards parents who want to save and invest money for their kids, but teens can still use it, which is still beneficial.

    UNest costs $4.99 a month or $39.99 a month, so make sure you use it if you are going to pay for it.



    One of the best budget apps for teenagers is BusyKid because it provides them with an easy and efficient way to manage their finances.

    As a teen, you might not like the word “kid” in your budget app, but give it a shot.

    The app is designed to help teens learn about money management and financial responsibility, with features that allow them to set savings goals, track their expenses, and even invest in stocks.

    BusyKid also offers a prepaid debit card linked to the app, allowing teens to access their funds quickly and safely.

    With its user-friendly interface and educational tools, BusyKid is definitely one of the best budget apps for teens out there.

    The app costs $4 a month, but with all the features it offers, it is definitely worth it, so I highly recommend checking it out!

    Oportun App

    Oportun Logo

    Oportun, formerly known as Digit, is the premium set-it-and-forget-it app when it comes to having a budget.

    To use Oportun, you need to connect your checking account. This allows the app to analyze your income and spending and find money it can safely set aside for you.

    Every day, Oportun tries to move some money from your checking account to your Oportun account.

    Oportun only transfers what you can afford, so you don’t have to worry about over-drafting your account. In fact, they have a no-overdraft guarantee, and all of their accounts are FDIC-insured.

    You have access to your savings anytime. When you need your savings, send Oportun a text message.

    Oportun will transfer the money from your savings back to your checking account the next business day. You can text Oportun at any time with various keywords to check in or change the status of your savings.

    Oportun also allows unlimited transfers and has no account minimums.

    Saving is automatic, based on algorithmic patterns. Your money is easily accessible if needed, and you earn a 1% bonus on your savings.

    You get a 30-day free trial to test the waters to see if you like how Oportun works, and after the trial, the app will cost $5 a month.

    Even for $5 a month, Oportun is an excellent financial app for teens due to its features and automation!


    Now that you know the best budget apps for teens, it’s time to take action and start budgeting!

    It’s never too early to take control of your money, so as a teen, it’s the perfect time to start managing your money.

    These apps will help you set up and manage your budget, but it’s up to you to start and be consistent.

    If you like this post, then I recommend checking out my posts on 47 Awesome Ways For Teens To Make Money Now and 22 Best Paid Surveys For Teens To Make Some Extra Cash.

    Have you used any of these apps before? Have any other budget apps to add that teens can use? Let me know in the comments below!

    Are you ready to take control of your money? Check out these awesome money resources which will help you to make and save $1,000’s!

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